credit card debt

Week 209 “Shiny Happy People”

238 Weeks

This is week 209 and the Angel episode is “Shiny Happy People”. What intrigued me about this episode is how quickly everyone, even Wesley, is enthralled by the higher being (as yet unnamed). All the past falls away in her presence. They all forget how the being got here — the pain, suffering and death [...]

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Weeks 218 Through 210

238 Weeks

Is it ironic that the first Angel episode I missed writing up was “Awaking” just about the time I was giving notice at my old job and starting to search for new work? I have missed a few write-ups as you can see. But I think my life is back to some semblance of order. [...]

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Credit Card Debt Negotiation: Which Method is Best for You?

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When your balances and payments are more than your budget can bear, credit card debt negotiation is one way to lower those amounts and make your debt more manageable. Credit card companies are almost always willing to lower things like your interest rate and even your monthly payments to help you become current or just [...]

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Credit Card Debt Settlement: Is it Your Best Option?

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The obvious benefit of credit card debt settlement is that you’re out of debt, at least on the card or cards that you settle. If you settle all of your credit cards, then you’ll no longer have to pay the crippling interest, late fees and over-the-limit fees that can quickly send your balances skyrocketing out [...]

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The New Credit Card Law: Will It Help You Eliminate Credit Card Debt?

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What does the new credit card law mean for credit card users? Last May President Obama signed into law the CARD (Credit Card Accountability, Responsibility and Disclosure) act. The law went into effect, Monday the 22nd of February. How will the law effect ordinary citizens? The most important features include eliminating unannounced rate increases, punitive [...]

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